Commercial Insurance
At Fidelitas Insurance Partners, we specialize in providing tailored commercial insurance solutions to protect your business and its future. With expertise in Property, Liability, Workers’ Compensation, Commercial Auto, Fleets, Umbrella policies, and more, we understand the unique challenges businesses face and are here to guide you through the process with clarity and confidence. As an independent agency, we leverage our access to multiple carriers to shop the market and secure the best coverage at competitive rates. Guided by our core values of Integrity, Customer Focus, Accountability, and being People-focused, we are dedicated to building lasting partnerships and delivering personalized service that supports your business’s success. Let us be your trusted partner in protecting what you’ve worked so hard to build.
Business Insurance
Business insurance provides comprehensive protection for your company, covering essential areas like your building, equipment, and personal property against unexpected damages or losses. It also includes liability coverage to protect you from financial risks.
Commercial Umbrella
Commercial umbrella or excess liability insurance provides an extra layer of protection for your business by extending coverage beyond the limits of your primary policies, such as general liability, commercial auto, or employer’s liability. This additional coverage helps safeguard your business from significant financial losses in the event of a major claim or lawsuit. By filling in gaps and covering large, unexpected expenses, a commercial umbrella policy offers peace of mind and ensures your business remains protected, even in the face of substantial risks.
Commercial Automobile
Commercial automobile and fleet insurance is essential for protecting your business vehicles and drivers from unexpected accidents, damages, or liability claims. Whether you have a single work vehicle or an entire fleet, this coverage ensures that your operations can continue smoothly while safeguarding your financial stability. It provides peace of mind by covering repair costs, medical expenses, and potential legal liabilities, keeping your business on the road to success.
Professional Liability
Professional Liability insurance, also known as Errors and Omissions (E&O) insurance, is essential for protecting your business from claims of negligence, mistakes, or failure to deliver promised services. This coverage is crucial for professionals who provide advice, expertise, or specialized services, as it helps cover legal defense costs and settlements in the event of a claim. With Professional Liability insurance, you can safeguard your reputation, financial stability, and client relationships, allowing you to focus on delivering exceptional service with confidence and peace of mind.
Workers Compensation
Workers’ Compensation insurance is a vital protection for both your business and your employees, providing coverage for medical expenses, lost wages, and rehabilitation costs if an employee is injured or becomes ill on the job. It helps ensure your team receives the care and support they need while protecting your business from potential lawsuits related to workplace injuries. By prioritizing the safety and well-being of your employees, Workers’ Compensation fosters a secure and productive work environment, allowing your business to thrive.
Cyber Insurance
Cyber insurance is designed to protect your business from the financial and operational fallout of cyberattacks, data breaches, and other digital threats. This coverage helps with expenses such as data recovery, customer notification, legal fees, regulatory fines, and even business interruption caused by cyber incidents. In today’s digital world, where cyber risks are constantly evolving, cyber insurance provides peace of mind by ensuring your business is prepared to respond quickly and effectively to protect your operations and reputation.